If you’ve ever looked over your condo insurance policy or your association’s master policy, you might have encountered terms like "wall-in" or "all-in." These terms can be perplexing, especially if you’re new to condo ownership. At AS Insurance Agency in Manchester, NH, we’re here to clarify these differences so you can better understand your coverage and avoid any unexpected surprises.<\/p>\n
A "wall-in" policy, sometimes referred to as "studs-in" coverage, typically means that the condo association’s master policy covers the exterior structure of the building, including the walls, roof, and shared spaces. However, everything inside your unit—such as flooring, cabinets, appliances, and your personal belongings—is your responsibility. In this scenario, your personal condo insurance policy would need to cover interior fixtures, upgrades, and any damage to the inside of your unit.<\/p>\n
An "all-in" policy provides more extensive coverage from the condo association’s master policy. It usually includes not only the building’s exterior structure but also certain interior features of your unit, such as fixtures, flooring, and sometimes even standard appliances that came with the unit. However, it’s important to note that "all-in" policies usually don’t cover your personal belongings, liability, or any upgrades you’ve made to your condo. You’ll still need your own condo insurance policy to fill in those gaps.<\/p>\n
Knowing whether your building’s master policy is "wall-in" or "all-in" is crucial to ensuring you have the right personal condo insurance. If you need help reviewing your coverage or customizing a policy to fit your needs, contact AS Insurance Agency, serving the greater Manchester, NH, area, today. We’ll make sure you’re fully protected, inside and out.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you’ve ever looked over your condo insurance policy or your association’s master policy, you might have encountered terms like "wall-in" or "all-in." These terms can be perplexing, especially if you’re new to condo ownership. At AS Insurance Agency in Manchester, NH, we’re here to clarify these differences so you can better understand your coverage […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[20,21,13],"class_list":["post-114","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","tag-condo-insurance","tag-insurance-agency","tag-manchester-nh"],"_links":{"self":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts\/114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/comments?post=114"}],"version-history":[{"count":1,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts\/114\/revisions"}],"predecessor-version":[{"id":115,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts\/114\/revisions\/115"}],"wp:attachment":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/media?parent=114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/categories?post=114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/tags?post=114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}