{"id":34,"date":"2021-09-30T04:00:00","date_gmt":"2021-09-30T10:00:00","guid":{"rendered":"https:\/\/www.asureagency.com\/blog\/?p=34"},"modified":"2021-10-10T16:08:46","modified_gmt":"2021-10-10T22:08:46","slug":"what-you-need-to-know-about-condo-insurance","status":"publish","type":"post","link":"https:\/\/www.asureagency.com\/blog\/what-you-need-to-know-about-condo-insurance\/","title":{"rendered":"What You Need to Know About Condo Insurance"},"content":{"rendered":"

Unlike the standard homeowners’ insurance that offers straightforward terms, getting a condo policy will require you to consider what your Master Policy covers in addition to your unit cover. This can cause difficulties for Manchester, NH residents, resulting in numerous policy seekers abandoning their condo coverage altogether. Below, AS Insurance Agency helps you break down what a condo policy is all about.<\/p>\n

Your Condo Insurance Is Different From Your Master’s Policy<\/h2>\n

Your condominium’s Master Policy is designed to protect the exterior of your condo and not the interior. This means that it will cover areas such as the lobby, exterior walls, swimming pools, and amenities such as the gym. To protect items inside your unit, you will be required to get your condo policy. An individual condo cover will ensure that assets such as clothing and fixtures are protected when covered perils occur in your unit.<\/p>\n

Condo Insurance Comes With Multiple Policies<\/h2>\n

Condo insurance is composed of various types of covers, with an example of this being liability coverage. This pays for legal expenses, medical bills, and property damage when someone is injured inside your condo or their property gets destroyed. Others such as content coverage will protect your personal belongings from risks such as theft and fires, while building property coverage protects interiors such as walls, cabinets, and fixtures from damage. With these differences in mind, make it a point to understand each coverage type to ensure you pick the suitable option for your needs.<\/p>\n

Condo Insurance Has Its Exclusions<\/h2>\n

While condo policies cover significant damage to your condo, it also has its limits. Damages arising from flooding and mold damage will often not be covered along with intentional acts of harm to 3rd parties. Before signing up for your policy, the research covered perils in your condo insurance to help you stay informed of what to expect when emergencies arise.<\/p>\n

If in need of condo insurance within Manchester, NH, call AS Insurance Agency today for customized policies.<\/p>\n","protected":false},"excerpt":{"rendered":"

Unlike the standard homeowners’ insurance that offers straightforward terms, getting a condo policy will require you to consider what your Master Policy covers in addition to your unit cover. This can cause difficulties for Manchester, NH residents, resulting in numerous policy seekers abandoning their condo coverage altogether. Below, AS Insurance Agency helps you break down […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-34","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","tag-as-insurance-agency","tag-manchester-nh"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t