{"id":78,"date":"2023-07-21T04:00:00","date_gmt":"2023-07-21T10:00:00","guid":{"rendered":"https:\/\/www.asureagency.com\/blog\/?p=78"},"modified":"2023-07-28T14:18:33","modified_gmt":"2023-07-28T20:18:33","slug":"how-do-i-know-if-something-is-considered-to-be-a-pre-existing-condition","status":"publish","type":"post","link":"https:\/\/www.asureagency.com\/blog\/how-do-i-know-if-something-is-considered-to-be-a-pre-existing-condition\/","title":{"rendered":"How Do I Know If Something is Considered To Be a Pre-Existing Condition?"},"content":{"rendered":"

One of the questions that we at AS Insurance Agency, serving the greater Manchester, NH region, are often asked in regard to medical insurance is how I know if something is considered to be a pre-existing condition. This is important to know, as some insurance companies will deny care for a pre-existing condition.<\/p>\n

What Is Considered a Pre-Existing Condition?<\/h2>\n

Pre-existing conditions typically refer to health conditions that existed before the start of the insurance policy. The policy may define a specific look-back period, which is the duration during which the insurer will review your medical history to identify pre-existing conditions. Common look-back periods are typically around six months to a year.<\/p>\n

What to Know About Look-Back Periods<\/h3>\n

Most health insurance companies have look-back periods of six to 12 months in regard to pre-existing conditions. This means that you usually need to go six- to 12 months without having been treated, taken medication for, or used medical devices for a medical condition in order for it to not be considered a pre-existing condition. <\/p>\n

What If I Am Unsure If Something Is a Pre-Existing Condition?<\/h3>\n

If you have specific health concerns or medical conditions, it’s advisable to consult directly with the insurance provider. They can provide guidance on how their policy defines and handles pre-existing conditions and offer clarity on any coverage limitations or waiting periods that may apply.<\/p>\n

Give Us A Call<\/h3>\n

Selecting the right medical insurance policy for your needs can be challenging, especially if you have questions about the policy or terminology. If you are looking to purchase a new health insurance policy in the greater Manchester, NH area, let the insurance agents at AS Insurance Agency help you find your next policy.<\/p>\n","protected":false},"excerpt":{"rendered":"

One of the questions that we at AS Insurance Agency, serving the greater Manchester, NH region, are often asked in regard to medical insurance is how I know if something is considered to be a pre-existing condition. This is important to know, as some insurance companies will deny care for a pre-existing condition. What Is […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[14,13],"class_list":["post-78","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-as-insurance-agency","tag-manchester-nh"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t