{"id":98,"date":"2024-05-29T04:00:00","date_gmt":"2024-05-29T10:00:00","guid":{"rendered":"https:\/\/www.asureagency.com\/blog\/?p=98"},"modified":"2024-05-29T14:42:21","modified_gmt":"2024-05-29T20:42:21","slug":"what-riders-can-you-add-to-condo-insurance","status":"publish","type":"post","link":"https:\/\/www.asureagency.com\/blog\/what-riders-can-you-add-to-condo-insurance\/","title":{"rendered":"What Riders Can You Add to Condo Insurance?"},"content":{"rendered":"<p>You start with a standard&nbsp;policy&nbsp;when you purchase a condo insurance policy from AS Insurance Agency to protect your investment in your Manchester, NH, condo.&nbsp;Working with your insurance agent, you can add riders to your to add scheduled items, such as engagement rings or hobbyist equipment.<\/p>\n<h2><strong>Scheduling an Item&nbsp;<\/strong><\/h2>\n<p>You choose the riders or scheduled items to add to your basic condo policy. When you schedule an item in a condo policy, you specifically list that item, describing it in detail and including its value. You can add jewelry, business equipment, hobby equipment, books, stereo components, etc.<\/p>\n<h2><strong>How It Affects Premiums&nbsp;<\/strong><\/h2>\n<p>When you add items to the policy, the premium cost is affected. Each scheduled item or rider increases the premium slightly. If you add a lot of scheduled items, the cost of the policy increases.<\/p>\n<h2><strong>Advantages Derived from&nbsp;Riders&nbsp;<\/strong><\/h2>\n<p>While&nbsp;they might cost a bit per item, a rider is worth it if your condo gets damaged or someone steals your belongings. Normally, a condo policy works like other home insurance policies, covering personal belongings with a percentage of the condo&#8217;s value.<\/p>\n<p>If you purchase a condo for $100,000, a typical policy includes coverage of between one and 10 percent of that value as personal belongings. You probably own more than $1,000 or even $10,000 worth of clothing, electronics, kitchen and other housewares, furniture, etc. When you schedule an item, you insure it for its&nbsp;full&nbsp;value.&nbsp;Whether a peril damages your items or a thief steals them, you receive the&nbsp;full&nbsp;value of the item so that you can buy a replacement.<\/p>\n<h2><strong>Contact AS Insurance Agency&nbsp;Today<\/strong><\/h2>\n<p>Let AS Insurance Agency help you customize your&nbsp;policy to cover your valuables completely in your Manchester, NH, condo. Contact us today to create your custom condo insurance.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You start with a standard&nbsp;policy&nbsp;when you purchase a condo insurance policy from AS Insurance Agency to protect your investment in your Manchester, NH, condo.&nbsp;Working with your insurance agent, you can add riders to your to add scheduled items, such as engagement rings or hobbyist equipment. Scheduling an Item&nbsp; You choose the riders or scheduled items [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-98","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","tag-as-insurance-agency","tag-manchester-nh"],"_links":{"self":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":1,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts\/98\/revisions"}],"predecessor-version":[{"id":99,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/posts\/98\/revisions\/99"}],"wp:attachment":[{"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/media?parent=98"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/categories?post=98"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.asureagency.com\/blog\/wp-json\/wp\/v2\/tags?post=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}