Condo Insurance

We are a team here at AS Insurance Agency that works to provide the best service to those looking for condo insurance. You can investigate different coverage options. Condo insurance covers your dwellings in the event loss were to occur. It can help repair your unit and your belongings if they were to be stolen or damaged by perils that are unpredictable.

Condo Insurance Options

While it may not be a legal requirement to acquire condo insurance, some owners may require you to have it if you are renting it out for example. The Condo Association will have protection over your unit as a master policy, but it doesn't protect your personal belongings. You will need to get your own policy to have adequate security.

You can choose from one of the following coverage options for your condo:

  • Dwelling coverage
  • Personal property
  • Personal liability
  • Loss assessment coverage

By not having condo insurance, you could be putting your financial future at a huge risk. Always make sure to consider the by-laws of your condo association to avoid gaps in your coverage. You will also want to avoid duplicating coverage.

When checking with the master policy, be sure to look for the following:

  • Studs-in
  • All-in
  • Improvements and betterments

This will allow you to choose the correct coverage option. Your condo association may provide coverage into your unit but it will only go so far. It typically covers the exterior and common areas only.

Call or Visit our Website

If you own or rent a condo you can take advantage of our company, AS Insurance Agency. We will provide you with a quote and will explain in detail all the options we provide as far as coverage. We can guarantee that you will be completely satisfied with the service you receive from us.

 

While our offices are in New Hampshire, Ohio, Pennsylvania, and Tennessee, we can serve clients in multiple other states as well.