Does Flood Insurance Typically Covered Damage from a Mudslide?

Flood Insurance and Mudslides

Mud and landslides affect many people and cause billions of dollars in damage. While these disasters are not as common as floods, the devastation they cause to homes and property can be equally damaging. Some types of mudslides may be covered by standard flood insurance depending on factors. However, many instances of this event are not covered by typical flood insurance and additional policies may be needed for full coverage. Cases where the mud and river water mix and how the slide enters your home have an impact on coverage. Many incidents are considered "earth movement" and will not be covered.

The professional agents at AS Insurance Agency of Manchester, NH have years of experience helping individuals get the best quality flood insurance possible. We can help you understand the ins and outs of your policy so you can get the most from it.

Staying Protected During a Disaster

Special types of insurance, including landslide insurance, must be purchased to stay protected during a disaster. Other ways to protect your home include designing a landscape to help mitigate mudslides. Certain cases, such as being near a recent forest fire that loosens soil potentially causing a landslide, might be covered. It is important to understand different insurance coverage and how it affects your home and possessions during disasters. A skilled insurance agent will be able to help you understand the details of your policy.

Expert Insurance in Manchester

Give us a call at AS Insurance Agency of Manchester, NH to speak with one of our friendly agents. We will be happy to give you a quote for high-quality flood insurance or any of your other insurance needs. Contact us today to schedule an appointment.