If you have purchased a motorcycle and are enjoying the feeling of freedom it brings to you when you ride it, you will want to protect it and the best way to do that is through a motorcycle insurance policy. The agents at the AS Insurance Agency in Manchester, NH understand the importance of motorcycle insurance and the coverage options that are available.
Motorcycle Insurance Requirements
In the state of New Hampshire, at least a liability insurance policy is mandatory for all drivers, including motorcyclists. A liability insurance policy will cover any damages or injuries that you may cause in an accident but there are other options available also.
Underinsured or Uninsured Coverage
An underinsured or uninsured motorcycle insurance policy is important in case you were ever involved in a crash that is the fault of a driver that has no insurance or does not have enough coverage to pay for your medical bills and damages to your bike.
Comprehensive Motorcycle Insurance
If you owe money for your motorcycle because you borrowed it from a bank or other lender, you are more than likely required to have a comprehensive motorcycle insurance policy in place. It is important to have regardless if you owe on it or not since it will cover any damages to your bike if inactive vandalism occurs or fire or natural disaster. This type of coverage will also help pay to replace your bike if it is stolen.
Collision Motorcycle Insurance
Collision motorcycle insurance coverage will assist you in paying for any damages to your bike if you collide with another vehicle or with a stationary object. It will also help you pay for any damages to the object that you collide with.
The agents at the AS Insurance Agency in Manchester, NH are ready to assist you in creating the proper motorcycle insurance policy for you and your motorcycle. Call today for an appointment.