Perhaps you have reached a point in your life where you feel somewhat secure financially. But what if there was a car accident for which you were at fault? Or if a guest visiting your home slipped and fell on the sidewalk? Let the agents at AS Insurance Agency, who serve the Manchester, NH area, explain how umbrella insurance can help.
Why Umbrella Insurance?
Personal umbrella insurance provides protection for you and your family when you have exceeded liability limits on your homeowner’s or automobile policies. An umbrella policy allows you the flexibility to choose a liability limit that will best protect your assets up to $5 million.
You have worked hard for the wealth you have accumulated for yourself and your family. You could reach the million-dollar mark by retirement age. But what about people who have lost everything in lawsuits and had to begin again?
Don’t worry. Protect yourself and your financial assets.
Purchase umbrella insurance. It provides coverage for large claims or lawsuits that are not covered by auto or homeowners insurance policies.
Your homeowners and auto insurance policies provide coverage for damage to your home and car. They also provide personal liability protection if someone is hurt on your property or if someone is injured in an accident that you caused. That coverage has limits, however. For example, if you are sued, the policies may cover up to $100,000 in damages. But if you have a higher net worth, those limits could disappear very quickly.
Get The Best Coverage For Your Needs
Umbrella insurance takes over where your other policies leave off. It is personal liability coverage that protects you and your family from lawsuits or large claims when the limits of your other policies have been exhausted.
Protect your financial future with umbrella insurance. Contact the AS Insurance Agency in Manchester, NH today for a free quote. You will be glad you did.