Moving into an apartment or renting a condo can be an exciting time. You may be thinking about things like furniture and layout. But don’t overlook the importance of renters insurance as well.
Renters insurance protects you when a covered event, like a fire, occurs. Policies come in a wide range of sizes and features. However, it is critical to know your policy limits. At AS Insurance Agency, we help renters in Manchester, NH, understand their options to create the best possible coverage for their risks.
What Are Policy Limits?
When comparing insurance options, there are numerous factors to consider. The first is the amount of coverage. This is the most the insurance policy will pay out at any given time for losses you sustain. You need that policy to cover the replacement of your assets up to the maximum possible amount.
To find the right coverage level for your needs, start by understanding what you own and plan to keep in the rented space. Determine the value of those items and if there are any high-value items present. You can do this by creating a home inventory.
Also, ask your agent about any exclusions or add-on coverage for valuable assets that would otherwise not be recovered.
Let Our Team Guide You
Let the professionals at AS Insurance Agency offer you solutions. Contact us to go over available renters insurance options. We’ll work with you to find the right policy for your needs. We’re currently serving Manchester, NH.
