When you drive on New Hampshire roads, you expose yourself to a number of potential liabilities every time. That is why the minimum requirements for New Hampshire auto insurance include liability coverages.
However, sometimes, the costs of a crash for which you are at fault can be higher than the liability limits on your auto insurance policy. At AS Insurance Agency, we help Manchester, NH residents have the insurance bundles they need so that they are covered when these life crises happen.
Umbrella insurance can help you in this situation. Learn more about how that works here.
What is Umbrella Insurance?
Umbrella insurance is a kind of insurance policy that functions like an umbrella for liabilities. You are covered with it when a serious problem happens for which you are being blamed.
This is liability insurance with higher limits than traditional liability policies. You might see an umbrella insurance policy limit of one million. When you have a liability in life, you can typically claim it on your umbrella insurance policy.
How Does Umbrella Insurance Work With Car Accidents?
When you have been in a car accident for which you are at fault, your New Hampshire auto insurance policy will cover the liability damages. If the costs of your car crash are higher than the limits on your policy, you can make a claim on your umbrella insurance to cover the rest of the costs.
Car accidents are just one example of the many liabilities that umbrella insurance can cover. Having umbrella insurance will protect you from financial losses when life happens.
Get a Quote
Umbrella insurance is an affordable solution to these worries in life. At AS Insurance Agency, we can help Manchester, NH drivers get the coverage they need for every potential liability through umbrella insurance. Call us and get a quote today.