No one wants to use insurance, but they’re grateful to have it when they need it. And that’s why an umbrella policy is essential, especially in Manchester, NH. Here are three reasons you should have this coverage with your homeowner’s policy:
Extra Protection Against Liabilities
In a perfect world, we’d never need to worry about being sued. But accidents happen, and sometimes people get injured or damage their property. If you’re held liable for any of these things, an umbrella policy can provide extra protection beyond what your homeowner’s policy covers.
Provide Coverage for Recreational Activities on Your Property
Do you have a trampoline or pool in your backyard? If so, you’re at a higher risk of being sued if someone gets injured while using them. And your homeowner’s policy likely won’t provide coverage if that happens. An umbrella policy can help protect you in these situations.
An AS Insurance Agency representative can help you determine if an umbrella policy in Manchester, NH is right for you and explain how it can help protect your home and family.
Extra Coverage for Belongings
Your homeowner’s insurance policy may already cover your belongings, but there are limits to what it will payout. An umbrella policy can provide additional coverage for things like jewelry, art, and collectibles. It can also cover any damages that occur off your property, like if your child damages someone else’s home.
Safeguard Your Future With an Umbrella Policy
An umbrella policy from AS Insurance Agency can provide you with the peace of mind that you and your family are protected in the event of an accident or natural disaster. Contact us today to learn more.